Who is GRBM?

GRBM Insurance is a family owned and operated independent insurance agency located in Patterson NY, seventy five miles north of New York City. Established in 1986, GRBM has a wide customer base. We service clients from New York City, Long Island, Westchester County and up the Hudson Valley. Additionally, GRBM Insurance has a Connecticut sales office is located in New Milford, CT. and we service many clients from Litchfield, Fairfield and New Haven County. We are licensed to sell insurance in multiple states throughout the U.S.

Our knowledgeable staff has over eighty years combined experience in the insurance field. The agency owner, Gary McCarthy, holds a CIC (Certified Insurance Counselor) designation. The Society of CIC’s holds their members to the highest standards of professionalism to give you the assurance that you will receive the best insurance advice. Our customer service staff will offer you the courtesy and respect you deserve as a valued client.

Our goal as your insurance agency is to provide you our knowledge and expertise to help you make the best choices to protect what is important to you. Navigating through the broad range of insurance products is challenging. Let GRBM Insurance be your guide to making informed, responsible decisions.

Personal Insurance

There are many insurance companies advertising today about saving you money. True, saving money is important, but what about coverage? Many people suffer when they have a claim because the policy that “saved you money” didn’t give you the right coverage!

Here at GRBM Insurance, we understand that every penny counts and we want to make sure that you pay a fair price to be properly insured. After all, we are talking about the things that matter to you most: your home, your vehicles and your personal assets. Having insurance is all about making sure that you’re back to where you were before the loss took place. GRBM Insurance prides itself in personal service. We listen to you and offer insurance plans to fit your budget while making sure you have the protection you need.

GRBM Insurance is an independent agent – that’s important for you the consumer to know. Being independent means we can shop a wide range of top rated carriers to give you a balance of price and coverage. It also allows us to be able to offer insurance for everything that is yours – your home, belongings and autos, recreational and antique vehicles, boats and personal collections. We also offer personal umbrella policies with liability limits of $1 million or more over your home and autos to give you an extra measure of protection.

Contact GRBM Insurance today to experience caring, professional service. You will agree that price plus coverage equals the best insurance equation to meet your needs.

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Commercial Insurance

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As a business owner, you’re faced with decisions that affect your bottom line each day. Choosing the right insurance coverage for your business is one of the most important decisions you will have to make. Having the right coverage in place today is the key to being in business tomorrow if you are faced with a claim.

There are many parts of commercial insurance to consider: General Liability and Property coverage to protect your business assets, Commercial Auto coverage to insure your business use vehicles. If you have employees, you must consider having Workers Compensation, Disability Insurance and Employers Practices Liability Insurance. Specific businesses require bonding to obtain licenses, permits, and bids for certain jobs. Knowing what insurance your business needs is what GRBM Insurance does best.

GRBM Insurance specializes in commercial insurance. No matter what your business, no matter what your size, put our resources to work for you. GRBM Insurance partners with many top rated carriers to tailor insurance coverage specific to your business needs. Our clients range from fine dining restaurants and large commercial contractors, to professional offices and manufacturing operations, to “Mom & Pop” stores and your local plumber and electrician. As a valued client, we’ll give you our complete attention to detail and work with you to develop an insurance plan that precisely fits your business.

Protect your Health, Future & Retirement

There is a proverb that states “Tomorrow belongs to the people who prepare for it today”. That simple proverb sums up the importance of having life insurance. Life insurance serves many purposes: it offers protection for your hard earned assets, provides stability and security for your family, and gives you peace of mind knowing that the goals you make today can continue tomorrow should an unfortunate event occur.

GRBM Insurance will work with you to develop a custom life insurance plan that will give you affordable, appropriate coverage to your life situation. GRBM Insurance has a wide range of carriers that offer both Term and Whole Life policies. In addition, we offer policies for Disability and Long Term Care.

Health insurance is also available through GRBM Insurance. We have access to many well known health insurance companies, and will assist you in understanding the complex co-pays, deductibles and co-insurance features of each plan. GRBM Insurance will help you make informed, responsible decisions to give you the most cost effective plan for your needs.
In addition to Life and Health products, GRBM Insurance offers Annuity programs. Annuities are an excellent way to guarantee a steady source of income for your retirement years.

Contact GRBM Insurance and let us show you how you can have a brighter future using the products and services of Life, Health and Annuities.