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It seems easy enough to drive across the state lines and keep right on working, but the reality is Connecticut contractors should think twice before starting a project in New York. Today we are going to explain why it’s critical to be careful crossing into NY.   The First of several reasons is that many […]

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Here in New York, it is not unusual for buildings or general contractors to reject your insurance. There are lots of reasons coverage can be rejected. Don’t panic. Today, I am going to walk you through how to resolve your rejected insurance coverage. Without a detailed explanation and often times a conversation between the party […]

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Your company may be tight-knit. Your employees, staff and management may even be so close that it feels more like a family than a group of co-workers.   But even businesses that work hard to achieve a collegial, close-knit workplace culture get hit by employee lawsuits.   In fact, according to the Insurance Journal, studies […]

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Are your tools properly insured?   Well good news for Utica First customers, they have introduced two new options for your tool coverage.      First, let me say if you own a small business and only have General Liability insurance you might be in for a surprise. General Liability or an Artisan Contractors Policy […]

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And how does it affect New York contractors?   Good question, Here in New York many trade or self performing contractors run into insurance issues regarding this exclusion.   In short, Injury to employee exclusions restrict or eliminate liability coverage for any sort of employee injury.   Which sounds fine since you have workers compensation […]

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