As a business owner, one has a lot of expenses he incurs every day.
Office rent, overhead, and payroll, utilities, communication expenses, contractor equipment maintenance, etc just to name a few.
Contractors liability insurance is a requirement but the cost can be considerable for a new venture and a seasoned business alike.
Contractors business insurance is designed to protect the business and the business owner from financial loss. But do you really know what coverages you need in your specific situation?
Contractors Insurance is not a “one size fits all” kind of product.
With so many insurance companies in the market, offering all kinds of policies and specialized contractors products, one needs a guide in all this – namely an experienced and trustworthy independent insurance agent. An agent that not only will find the best insurance products your business needs but the best price as well.
This was exactly what Corey McChesney and Carmine Marcelli of Marcelli Steel were looking for.
Even though Marcelli Steel was with their previous broker for a number of years, they did not feel they were getting neither the best deal nor the best customer service.
“We have encountered a few problems with our previous broker,” Corey said. “ The cost of policies was too high; we were charged too much for adding additional insureds. Not only that but getting certificates of insurance took too long.”
Compounding these issues the current broker and carrier could not provide contractors liability coverage for NYC and other out of state locations. Limiting the jobs Marcelli could take on.
As policy renewal was getting closer, Corey and Carmine were determined to get these issues addressed.
When a valued business partner, and another GRBM’s happy customer, suggested they talk to GRBM, they readily agreed.
With over 40 years of combined insurance experience, Gary and I were able to solve Marcelli Steel’s problems.
While contractors insurance is not cheap, Marcelli Steel is thrilled with their decision to switch from their previous broker.
“Their ability to get us all coverage we need, at a reasonable price and no charge for COI’s won us over.” Of course, no more issues in a customer service arena – Rob and his team are always responsive, and the certificates are issued in record time, often less than thirty minutes.
Corey and Carmine said it best “We absolutely recommend GRBM… No doubt”.
